Consumer Direct
LOs finally earn what they deserve

Client Direct Mortgage Loan Officer's earn 1% of every closed loan, with an opportunity to earn even more with every million closed.*

1% Comp & One Million Leads

1% Comp

That's correct! Client Direct Mortgage Consumer Direct Loan Officers earn around 1% commission per deal they close. Our unprecedented loan officer comp is the best in the industry- finally paying LOs what they deserve.

One Million Leads

Consumer Direct Loan Officers have access to our database of 1 million purchase and refinance leads. Each day new leads. You'll receive a new set of leads on a daily basis. Of course, you can add any additional lead sources.

Control Your Month

You can control your "month". As you increase the number of calls you make, you can add additional days to a typical 30 day month. With more days added to your month, you have more time to qualify for bonuses.

Client Direct Mortgage is changing the game for Consumer Direct Loan Officers. For decades, Consumer Direct LOs have been under-paid, we're changing that today. Loan Officers use of database of 1 million leads and earn 1% per file.

Changing the Game for Consumer Direct LOs

We changed the game...

How it Works

Get up to
100 Leads Daily

You'll be provided up to 100 leads that PhoneBurner will automatically dial for you. Leads are:

Continuous
Smart Dialing

Our power dials contacts for you – one after another. You are in full control and on the line at all times. No dropped calls. No awkward pauses.

Leave voicemails and emails automatically if your call isn't answered. Did you know 7 out of 10 calls go to voicemail Our platform leaves pre-recorded voicemails automatically, saving you 30-60 seconds each time. While our platform leaves your voicemail you're already on to the next call.

Changing the Game for Consumer Direct LOs

Voicemail Drop & Automatic Email Campaign
Custom Dashboard & Analytics

We provide accountability and keep you focused and productive. Our platform automatically logs dial session and call statistics, activities, and outcomes to give you a clear picture of performance.

  • Purchase & Refinance

  • Loan amount range $300,000 to $4 million

  • 640+ FICO

Level up your how much you take home...

Earn Bonus Income

Want to "make your own month"?

$1 million loan production volume in a month = $2,500 bonus

We will reward our committed Loan Officers with more time to hit their bonus levels. The more you dial, the more time you can add to your "month".

The more loan production volume you close in a month, we'll provide bonus income in addition to your compensation.

$3 million loan production volume in a month = $5,000 bonus

$5 million loan production volume in a month = $10,000 bonus

1,000 dials using our power dialer = 1 additional day added to your month

The best platform for consumer direct...

Our technology-focused company was built by a top originating Loan Officer for Loan Officers that want to be at the top of their game. Check out the best Loan Officer package in the industry for the money -- from the ones we've built from scratch to our partnerships with enterprise-level systems. We provide everything you need to get going immediately.

The Best Loan Officer Package

Mortgage & Realtor Leads
All-in-One Technology Platform
Loan Origination System
Product Pricing Engine (PPE)
Full Service Processing
Streamlined Disclosure Process
Knowledge Base
& Support
Mortgage & Recruit Website
Mortgage Leads Toolkit
Recruitment Toolkit
Focused Pipeline
MeridianLink PriceMyLoan
DocMagic
Experienced Contract Processors
Mobile Website
Help your Clients connect with you
Robust Automatic & Virtual Support
Assets to Build your Team
MeridianLink (LOS)
Salesforce (CRM)
Live Coaching
& Training
Systems & Sales Training

The best part of our platform...

Consumer Direct PhoneBurner

PhoneBurner, a dialer software, enhances outreach by streamlining processes, and saving time. It's your secret weapon to maximize every minute.

Multiply calls and live connections

Dial 60-80 contacts per hour, with no awkward connection delays. That means fewer hangups, more quality conversations and more closed deals. All with no per-minute fees, for total prospecting freedom.

Simplify call processes and follow-up

Say goodbye to soul-sucking workflows forever. Leave voicemails, log calls and notes, send emails and texts, schedule follow-ups and more - with just a click. Be fresh from the first call to the last.

Thoroughly work
every last lead

Blend phone, email, and SMS for streamlined omni-channel outreach. From cadence building to lead distribution and beyond, reps squeeze more juice out of prospecting lists with PhoneBurner.

Power dialing from anywhere, with no special equipment.

Great Platform, Cheap Price...

Fee Overview

$79 / month (required)

Monthly Fee

Our minimal fees give you access to the Loan Officer Package. Monthly recurring fee must be paid by credit or debit card.

Consumer Direct PhoneBurner Fee

$179 / month (required)

Our PhoneBurner platform is key to your consumer direct lending success.

  • Database of 1 million leads integrated

  • Power dialer

  • Automatic voicemail drop

  • Use your existing phone number or have one assigned

  • 100% lag-free connections, every contact thinks you dialed them by hand

Real-time Leads

Deliver real-time leads directly to loan officers' fingertips, ensuring timely access to potential clients actively seeking loan opportunities.

$5 / per lead (optional)

Lead Bank

Our database of 1 million credit verified leads are purchase and refinance with a credit score of 640+, and the loan amounts range from $300,000 to $4 million.

$0 / per lead (provided)

Refer LOs, get Paid...

Residual Income with our RevShare Program

Share the love and spread the word! As other loan officers come onto our platform driven by your referral, you'll grow another stream of income. Lets break down our RevShare Program.

Earn income on LOs
you recruit

You will earn 10 bps on closed loans for every LO you bring in.
This is called your Tier 1.

Earn income on LOs your direct recruit brings in

When your direct recruit brings in LOs, you will earn 10 bps on their closed loans.
This is called your Tier 2.

Earn income on your recruits, downline LOs

When the LOs you recruit, begin to bring on LOs, you’ll earn 5 bps on those LOs.
This is called your Tier 3.

You'll make at least $185,000 every year!

When your downline LOs recruit five loan officers & meet the annual company commission cap ($2 million loan volume), you hit $185,000 in RevShare comp and keep earning more from there:

Tier 1 -> you earn 10 bps / deal = $10,000
10 bps (.1%) x $2 MM (LOs loan volume) = $2,000 per Tier 1 LO

Tier 2 -> you earn 10 bps / deal = $50,000
10 bps (.1%) x $2 MM (LOs loan volume) = $2,000 per Tier 2 LO

Tier 3 -> you earn 5 bps / deal = $125,000
5 bps (.05%) x $2 MM (LOs loan volume) = $1,000 per Tier 3 LO

Calculate how much you can earn from the RevShare Program

Recruit other Consumer Direct LOs & get Paid

Join the conversation...

Join the "Consumer Direct Mortgage Loan Originators" Facebook Group

Join the conversation and live webinars

Why is this a Gamechanger?

Watch this video of our CEO, Ramon Von Walker, give an in-depth analysis.

Want to Compare Rates? Submit a Pricing Request here.

Get your referral partners paid...

Our Business Development Team

You can get your current referral partners, like realtors, paid up to 1% of the loan amount.

They'll join our Business Development Team and refer mortgage deals, whether that client is seeking pre-approval or already in contract. It's a win-win for you and your referral partners.

Now, let’s dive into how our RevShare Program works...

Company Commission Cap Fee

After you meet your $20,000 annual maximum company cap, all net compensation goes back to you for the remainder of the year. You'll then incur a minimal Company Commission Cap Fee on the remaining deals you close that year. The more deals you close, the lower your per-deal fee.

$399 / per deal

On loans 0-12, after you've met your annual Company Commission Cap Fee.

On loans 13+, after you've met your annual Company Commission Cap Fee.

$99 / per deal

These fees are waived until February 28th, 2024.**

Level up to a
Premier Status...

Earn your way to Premier Status

Let us help you save time and grow your line with a dedicated support and concierge team that helps you build your downline. The Loan Officer Premier Statuses reset each year.

Diamond

Platinum

Gold

Silver

Recruit 10+ Loan Officers whom all reach the annual Company Commission Cap
Recruit 5+ Loan Officers whom all reach the annual Company Commission Cap
It all starts here- every Loan Officer begins at Silver status

Benefits

  • Dedicated Recruitment Concierge (40-hrs per quarter)

  • Prioritized Marketing Support (40-hrs per quarter)

  • Reduction of fees

Benefits

Recruit 5+ Loan Officers

Benefits

  • Recruitment Concierge (20-hrs per quarter)

  • Marketing Support (20-hrs per quarter)

  • Recruitment Concierge (5-hrs per quarter)

  • Marketing Support (5-hrs per quarter)

Get started

Interesting in learning more? Click the button, complete the form and we'll be in touch.

Pinnacle Partner